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exactly what would be the main items that differentiate pay day loans from other designs of funding? I’d particularly prefer to thank Mo Xiao on her remarks and guidance throughout my research. I might also prefer to thank Gautam Gowrisankaran, cost Fishback, Ron Oaxaca, Charles Becker, Kei Hirano, Taylor Jaworski, Mike Matheis, Jessamyn Schaller, Mauricio...